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Driving at Night

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When you’re driving around Bibon Swamp or Bad River Reservation at night, the roads can be dark and lonely. To some extent, this can be a peaceful drive as it’s just you and nature with hardly any other cars. But the darkness itself also creates a safety challenge. People simply don’t see as well in the dark. It’s common sense …

firefighter reaching into the window of a car to wrap a neck brace around neck of person who has been in car accident

Driving Without Insurance – Who Pays?

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Has your insurance agent ever discussed uninsured motorist coverage with you? If you currently have the minimum required amount of auto insurance (for the state of Wisconsin), then it’s guaranteed you already uninsured motorist coverage or UM coverage. Though it is not required in all states, it is a requirement in Wisconsin. But what does UM coverage actually do? There are quite …

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Car Insurance for Food Delivery or Rideshare

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If you’re like most of us, you probably enjoy all the new convenient services that have hit the market over the last few years. Need a ride to the airport? Contact Uber or Lyft. No time for grocery shopping? There are Instacart and Shipt. Want a tasty lunch, but you have to work? Doordash, Grubhub, or your favorite local restaurant …

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Why You Need Liability Insurance

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If you own a vehicle, you most likely know that you need to purchase certain types of insurance coverage to protect yourself on the road. In fact, the state of Wisconsin even requires drivers to purchase a minimum amount of property damage and bodily injury liability coverage. However, these are not the only types of insurance you need to be properly protected. …

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What to Do When You Have a Car Accident

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If you have just been involved in a car accident, it is only natural to feel overwhelmed. Whether or not you are at fault for the accident, there are specific steps you should take to protect yourself after the incident occurs. Follow the tips below for the best results. 1. Stop and deal with the Matter Leaving the scene of …

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How to Find Affordable Auto Insurance

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If you live in Wisconsin, finding affordable Auto Insurance is possible. Unfortunately, it isn’t always easy, especially when there are so many variables that affect how much you pay in premiums each month. Some things are within your control, while other things are outside of your control, and navigating the ins and outs of it all can be tricky. That’s the bad …

silver four door e-vehicle hooked up to a charging station

Your Guide to Insurance on Electric Cars in Wisconsin

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Electric cars are trending. If you’re thinking about getting one, you might be worried about the range and the prevalence of charging stations, but there are other things to consider, as well. Every car needs to be insured, and that includes electric vehicles. Here’s what you need to know about insurance on electric cars in Wisconsin. The Future of the Electric …

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My Neighbor’s Tree Fell on My Garden Shed – Whose Insurance Pays?

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Imagine you’ve been involved in a car accident. Insurance information gets exchanged and claims get filed, but how do insurance companies determine who pays for what? The simple answer is that it just depends on the circumstances. Liability Claims If you are involved in an accident, the other party may file a claim with your insurance asking for monetary assistance …

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Tips for Teen Drivers

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Ever since teenagers started driving, adults have told them what to do. It’s with good reason; teens are three times more likely to be in an accident before age 18 than a more experienced adult is. New teen drivers could avoid many collisions they could be involved in by taking some of the sage advice of older drivers. From questions …

Car Insurance Factors

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Understanding the factors that determine your car insurance can be confusing at times. However, with clear knowledge, you can make informed decisions and potentially unlock significant savings. This article details the key factors influencing your car insurance premium, empowering you to take charge of your financial journey. Driving Record Your driving record is a primary indicator of your risk profile …